BenefitsPRO Magazine-September 2013

Issue Gallery ›

  • Consumers see value in independent agents

    Kathryn Mayer

    Theyll be back. Independent agents who lose out on business to insurers need not worry: Most customers who are lured away from independent agents by direct insurers promising lower prices will ultimately return to an independent agent.

  • What is voluntary, exactly?

    Bonnie Brazzell, Gil Lowerre

    The voluntary business is thriving and will continue for the foreseeable future.

  • Uninsured rate creeps up

    Kathryn Mayer

    An increasing number of American adults lack health insurance, according to new Gallup numbers, and fewer than ever are getting it at work.

  • Holy Alcatraz, Batman!

    Brian Hicks

    Forty-five percent. Did you see that? According that infamous Aflac survey, nearly half of you wont be reading this column soon. Seriously yall, I think its time for a little prayer meeting.

  • Health care spending case study

    Denis Storey, Joe Schlue

     $527 Amount per person the employer’s aggregate health care spending fell in the first year of the HSA.                  

  • HDHP, HSA shift can drive big employer savings

    Kathryn Mayer

    High-deductible health plans paired with health savings accounts can save employers a bundle on premiums, according to a study by the nonpartisan Employee Benefits Research Institute.

  • Life insurance global lifeline

    Katie Kuehner-Hebert

    Carriers are still courting specific markets within the United States, including Hispanics, gay couples, up-and-coming Gen Yers, and women.

  • System failure

    Kathryn Mayer

    More than 50 new health exchange websitesluring more than 30 million new userswill go live Oct. 1. So what could possibly go wrong?

  • Life Insurance: Prioritizing benefits

    Bruce Hentschel

    Choices are great, right? With choice comes freedom but, with freedom, comes accountability. In the context of insurance, choices often provoke anxiety or fear because people are worried theyll make the wrong one.

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