Broker Innovation Lab

A serious medical event, hospital stay, or accident can quickly upend financial stability. Even those with solid health insurance coverage may find themselves overwhelmed by the out-of-pocket costs, adding significant stress and financial strain at an already difficult time.

Drug prices in the U.S. are out of control. Is Trump’s executive order the fix—or just political theater? Tiffany Ryder joins David Saltzman to unpack what’s really going on and how it could reshape the health care system.

Health system leaders, employers, and benefits consultants will be required to be proactive in meeting increasing cost, employee health, access to health care, and health technology trend challenges.

Dr. Arshad breaks down the benefits, challenges, and potential of a direct pay approach — offering insights into a future where patients and providers interact more freely, transparently, and affordably.

Paula Muto shares her perspective on the inefficiencies in the current healthcare system, comparing buying health insurance to renting an apartment, and advocates for a direct pay model to improve the situation.

Benefits advisors, carriers, and other players in the employee benefits ecosystem must remain vigilant to ensure that their sales and distribution strategies are in-step with a changing market.