Expert Perspectives

HM Insurance Group

HM Insurance Group (HM) works to protect businesses from the potential financial risk associated with catastrophic health care costs. The company provides reinsurance solutions that address risk situations confronting employers, providers and payers. A recognized leader in employer stop loss, HM also offers managed care reinsurance nationally. With HM, you can connect with thought leaders and smart ideas steeped in regional knowledge and backed by financial stability. Building relationships – nationwide and for the long-term – HM is ever mindful of the evolving health care landscape and committed to protecting the financial well-being of clients. HM Life Insurance Company and HM Life Insurance Company of New York are rated “A” (Excellent) by A.M. Best Company, one of the country’s oldest and most respected rating agencies. Through its insurance companies, HM Insurance Group holds insurance licenses in 50 states and the District of Columbia and maintains sales offices across the country
Victor Cruz | September 14, 2020

Victor Cruz | August 21, 2020

Victor Cruz | July 20, 2020



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HM Insurance Group

HM Insurance Group (HM) works to protect businesses from the potential financial risk associated with catastrophic health care costs. The company provides reinsurance solutions that address risk situations confronting employers, providers and payers. A recognized leader in employer stop loss, HM also offers managed care reinsurance nationally. With HM, you can connect with thought leaders and smart ideas steeped in regional knowledge and backed by financial stability. Building relationships – nationwide and for the long-term – HM is ever mindful of the evolving health care landscape and committed to protecting the financial well-being of clients. HM Life Insurance Company and HM Life Insurance Company of New York are rated “A” (Excellent) by A.M. Best Company, one of the country’s oldest and most respected rating agencies. Through its insurance companies, HM Insurance Group holds insurance licenses in 50 states and the District of Columbia and maintains sales offices across the country