Market Insights

An estimated 22.5 million Americans are balancing the demands of employment with caring for older or disabled family members.

As the workplace changes, so do workers and their benefits needs.

While they value financial independence, younger generations are drawn to high-risk investments, such as cryptocurrency, in pursuit of quick returns rather than long-term savings.

As plan sponsors prepare for new SECURE 2.0 regulations for 2025, there are also rumblings of SECURE 3.0, which may be introduced early next year.

In the competition for talent, employers look to provide benefits that are most valuable to today’s workforce in a cost-effective way. As such, the economic value of benefits programs are front and center for employers.

Without leadership buy-in, wellness programs are likely to be underfunded and ineffective, the study finds.