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The Retirement Savings for Americans Act is attempting to boost retirement security for millions of low- and middle-income workers, but opponents say it could "crowd out" the private, employer-based retirement savings system.

A bill Gov. Jay Pritzker signed last week sets provider network standards and bans "step therapy" and prior authorization reviews for emergency mental health care.

Employer plans are supposed to help pay to move doctors away from the current fee-for-service system.

One in five workers could not sustain their current lifestyle for a full week if they lost their job.

Cora Opsahl, director of the 32BJ Health Fund, told lawmakers that providers and plan administrators work together to keep prices high.

Workers can use the cards to pay for care upfront. A Harvard medical school instructor worries about the implications.