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The case could hinge on the details in a self-funded health plan's master services agreement.

A "hospital bill" would have to show whether the care was delivered on the main campus or at an outpatient facility.

More than 4 in 10 say affordability already has caused them to delay care, skip medication or put off a health decision in the past year.

The research shows that the barrier to health often is relatively small -- typically less than $1,500.

Janus Henderson US (Holdings) Inc. has agreed to a $6.5 million settlement to resolve a proposed class action alleging that its 401(k) retirement plan improperly favored proprietary investment funds, according to filings in the U.S. District Court for the District of Colorado.

Meanwhile, new Take Command survey data show that about half of workers like the cash-for-coverage plan concept.