Research

The repeated use of small loans by participants to cover immediate expenses is draining retirement funds, however, implementing an emergency savings program is one way employers can help address this issue, says a new report.

The average employer-sponsored health insurance premium for US families rose 7% this year – the biggest jump reported since 2011, according to the annual KFF survey of more than 2,000 companies.

Roughly half of U.S. workers have a good grasp on the attributes of HSAs: 61% say it's a way to save for future health care expenses, but only 25% said it's a way to invest money for health care expenses in retirement, says a new study.

Automatic enrollment and automatic annual increases have driven participation rates in 401(k) plans held by Vanguard to an all-time high with record plan participation of 83% in 2022, according to a new report.

Forecasters are dealing with a unique set of factors this year, including the post-pandemic winding down of care avoidance, the emergence of new drugs and the expiration of 2-year contracts with providers, says a new report.

Nearly one out of every two Americans between 40 and 59 are using retirement savings to support their extended family and adult children, which is why plenty of preparation is key for this group, says a new survey.