Advisor Sales Strategies

There's a disconnect between financial help employees say they need and what they say employers are doing –-despite its importance to employees, just 13% of workers report their employer has introduced such policies.

Local financial advisors are in the best position to help these small business owners implement the right retirement plan that best fits their needs, budgets and goals.

Following its decision to pull out of the world's largest climate-finance alliance, the investment firm is being targeted by a new TV ad, aimed directly at its customers with the message: "If it's bad for the environment, it's bad for your retirement."

With SECURE 2.0 making the biggest changes to the retirement system in decades, a growing number of employers will be weighing the possibility of adding annuities – which come with a mix of considerations – to their 401(k) plans.

Since most employees do not want their employer to know how much debt they have, the following options are all arm's length alternatives that should not cross the line concerning employee confidentiality.

A defined contribution plan puts the employee in charge of planning for their own retirement, but getting the right people in front of employees can help win them over in taking full advantage of a company retirement plan.