Advisor Sales Strategies

Overspending in retirement is a huge issue, in large part because people dont know how much they have saved and they take too much out of their savings when they do retire.

American Airlines has a bigger issue than Alec Baldwin's nasty tweets. Dropping its pension plan and laying off 13,000 employees creates some bad optics.

The fourth annual comprehensive overview of the ways non-profits are managing their retirement plans has been announced, with the PSCA and Principal Financial Group teaming up for their yearly 403(b) Plan Survey; a March deadline has been set for input.

If people dont want a must have product, must we really have it?

However stout a client's tax defenses, there's almost no avoiding the levy against retirement plans for the year they reach 70 1/2, when they must start withdrawing cash from IRAs and 401(k) plans and paying ordinary income tax on it, writes Robert Hershey in the New York Times.

Freddie Mac's archives contain weekly, monthly and annual historic data for fixed (15-year and 30-year) and adjustable rate mortgages. They will help you show clients todays historic opportunity to refinance an existing mortgage at lower rates, thus freeing up more cash flow for investment or insurance.