Investment Instruments

The latest hot product in the annuity world is the deferred income annuity, or DIA. In simplest terms, a baby boomer can buy a DIA at age 55, but not switch on the income spigot until he or she actually retires in, say, 10 years, or whatever start date a...

Beneficiary payouts from either retirement or life insurance plans can get sticky.

Improving economic conditions and a strengthening job market are prompting many U.S. companies to enhance their employee stock purchase plans.

Vanguard is expanding the availability of its low-cost 401(k) plan service for small and mid-size businesses to plan sponsors who work with third party administrators.

The Obama Administration's proposed cap on retirement savings, critics say, will hurt younger savers and small-business owners.

Predictions in both the news and social media are money losers for investors, says Richard Peterson of MarketPsych.