Retirement Trends

Providing financial education specific to the employer retirement plan – or even linking employees to online retirement needs calculators – can help employees better prepare for retirement, according to MissionSquare.

While employers frequently believe vesting schedules support worker retention, “data does not support that,” according to a Penn State law professor, who is requesting that the IRS prioritize recommending to Congress that it eliminates vesting schedules, in its 2025-2026 Priority Guidance Plan.

When asked to highlight DC plan sponsors’ top investment menu priorities, retirement income was top-of-mind for all institutional consultants, according to PIMCO’s Annual Defined Contribution Consulting Study.

The retirement landscape is evolving so rapidly that many of the underlying assumptions and expectations about retirement planning differ across generations currently in the workforce, according to a new Transamerica survey.

Although nearly 7 in 10 women identify as the primary financial decisionmaker in their household, the report found that just 26% of women report good financial health.

In 2024, 93% of auto-enrollment plans had participation rates of 80% or higher, compared with 49% of voluntary enrollment plans, according to Vanguard’s annual<i> How America Saves </i>report.