Retirement Trends

Forget fancy tools – workers seek practical, accessible resources, which may include inexpensive or even free resources, according to a new Human Interest report.

Since one in four workers are not enrolled in their employer-sponsored 401(k) plan, the Auto Reenroll Act, sponsored by Senators Tim Kaine and Bill Cassidy, M.D., would reenroll workers automatically by permitting more frequent opportunities for employees to opt in.

A former employee, on behalf of 28,000 participants, has sued the retirement services provider over mismanagement of its Teachers Insurance and Annuity Association plan, notably retaining an underperforming fund for 16 years.

On Tuesday, the House Committee on Financial Services advanced the Retirement Fairness for Charities and Educational Institutions Act of 2025, which provides a “level playing field” between participants of 401(k)s and 403(b)s, said Rep. Frank Lucas.

One in three U.S. adults have $300 or less in their savings account, and 45% have less than $500.

The inability of Americans to pay for unexpected emergencies transcends employee income ranges – all employees, regardless of wage level (A) have need, and (B) can benefit from an ESA safety-net.