Retirement Trends

Celebrating nine years of delivering retirement solutions tailored to this $40 billion industry, Leading Retirement Solutions provides 401(k) plans to this booming, yet financially underserved, industry in all 50 states.

The American Academy of Actuaries has developed a range of options that public policymakers, and plan sponsors, should consider to address obstacles that remain for spouses of participants in 401(k) plans, in the event of death or divorce, as well as for domestic partners.

During the first quarter, average account balances were lower, but the average contribution rate to 401(k) plans hit 14.3%, close to Fidelity’s suggested savings rate of 15%.

The ERISA Industry Committee submitted several recommendations regarding matching contributions for student loan payments, catch-up contributions and auto enrollment to be part of the upcoming 2025-2026 Priority Guidance Plan, in a letter sent to the agencies.

The Valid Benefits Act, which was reintroduced by Representative Greg Steube, would require federal agencies to check every six months to see whether adults ages 105 or older are deceased.

The Senate has introduced a bill, <i>Improving Disclosure for Investors Act&nbsp;of 2025</i>, which would require the SEC to propose rules&nbsp;allowing for the default electronic&nbsp;delivery of regulatory documents to investors, who can still choose to “opt out.”&nbsp;