Retirement Trends

Money worries are approaching the nightmare status not seen since the Great Recession -- starting with health care costs and retirement and finishing with student loan debt.

The survey of 1,600 full-time employees finds the top financial concern, cited by half of all workers, is not having enough money to cover emergency expenses.

For both non-profit and for-profit companies, plan sponsors share the same top fear.

Here's a new twist on a retirement benefit, courtesy of Intel.

Some say income disclosures expose plan sponsors and service providers to future liability under ERISA, even though versions of LIDA, including the most recent, include language relieving anyone involved with plan administration from fiduciary liability.

The primary purpose of a life insurance policy is to offer a source of relief for the client's family after the client passes away. However, it's important to remember that life insurance can also act as a flexible financial tool.