Retirement Trends

Americans seem to have a lot to worry about when it comes to their finances.

The U.S. Senate has reportedly delayed a vote that would block an Obama Administration safe harbor making it easier for states to establish retirement savings programs for businesses that dont offer a 401(k) plan.

More than half of women are just guessing at how much money theyll need to feel secure once they retire.

Though politicians seem not to care, retirement savings -- or lack thereof -- are making Americans in both political parties anxious.

According to YouDecide, the top three requested employee pretax benefit programs are health savings accounts, educational assistance and commuter benefit programs.

If you aren't saving enough to fund the retirement you want, perhaps because you're too optimistic about future returns, the time to act is now, if not yesterday.