Health insurance coverage has changed significantly over that time due to the implementation of the Affordable Care Act (ACA) and the changing role of women in the workforce.

Employee stock ownership plans can help businesses looking for an exit strategy or, more immediately, can help boost retention, since the median job tenure is 53% higher for companies with an ESOP.

Early career employees have different needs than an executive getting ready to retire. Employers should group their population by HSA ability levels with the goal of helping their employees' level up their HSA behavior over time.

Atrium Health has declared publicly that in 2019 it provided $640 million in services to Medicare patients that were never paid for.