The complaint says MetLife sent 2 letters to customers. If no response, the insurer presumed they were dead.

If the court finds CalSavers to be an ERISA plan, California's law could be preempted by federal law.

Direct loans are predominantly floating rate, making them attractive to investors such as pension funds, if interest rates rise.

True, Wisconsin government employees and retirees are more exposed to investment risks than participants in traditional defined-benefit pensions.