Cindi Slater, CMO at ConsumerMedical, says health care consumers don't know what type of care they need, their treatment options, or how to figure out if providers are high quality.

Health care experts offer new ideas for reducing insurance costs in 2017 and beyond.

While the official 2016 voluntary benefits market sales numbers wont be calculated until next year, anecdotal evidence from brokers, consultants and analysts suggests another strong year of growth.

Last month, audits showed Medicare Advantage was overbilling. The Centers for Medicare and Medicaid Services countered by proposing a plan that would require insurers to release pricing data.