Whenever the final book on the Patient Protection and Affordable Care Act is written, the year 2016 may not garner the most lengthy of chapters in terms of implementation.

One of the biggest issues people have with the tax is whether or not it will mean the end of pre-tax benefits like flexible spending accounts (FSAs) and whether it will shift an increasing portion of health care costs to employees.

Transamerica's survey asked 62 experts to forecast everything from how sponsors will benchmark retirement plan success, to how regulation will affect automatic-enrollment rates. Here's what they said.

Whenever the final book on the Patient Protection and Affordable Care Act is written, the year 2016 may not garner the most lengthy of chapters in terms of implementation.