The ACA has narrowed racial gaps in access to health care, but Latinos are still nearly three times more likely to be uninsured.

Several federal agencies are calling for reducing the user fee from 3% of premiums to 2.25% in HealthCare.gov states.

2020 has been a hard year for everyone, and we can expect employers to step up and offer more well-being support in 2021.

The combined impact of these two accounts -- the 401(k) and HSA -- increases savings for both accounts, and for your employees.