People who work in the benefits industry have been going through their own name games over the past few years, thanks to a rapidly shifting business landscape dominated by PPACA.

Mike Augustine, of Greenville, S.C., had some errands to run at his local shopping centers: buy some groceries, pop into a mobile phone retailer, pick up some dry cleaning. And lastly, he had to stop by the health insurance store to pick up a better plan.

Weve all sat in those boring 401(k) education sessionssome of us on both sides of the perpetual PowerPoint. It's the same-old, same-old: Saving is good, saving is great. Hurry up before it's too late.