Provider groups are fighting to stay out of a discrimination compliance program.

Worker advocates applauded Obamas focus on the issue, including a request for funding to hire 300 new Labor Department investigators to ensure that workers are paid what theyre due.

Given the increasing shortcomings of traditional retirement plans such as 401(k)s and IRAs, as well as the growing pressures on the future of Social Security, more Americans will have to bolster their savings with additional sources of income.