What went wrong with the federal exchange website and why? But maybe more importantly, what now?

Next year stands to be a pivotal year for employee benefits particularly as the Patient Protection and Affordable Care Act continues to shake out, likely propelling the sale of voluntary benefits products even further, experts say.

Eastbridge research has identified eight different types of voluntary producers.

I always take a little time in December to review and renew, evaluating where I got it right and where I got it wrong in the year.