A quality EAP should have

I love surveys. Buried in the numbers and charts, there's almost always something interesting to be mined from the data. This latest one, from Colonial Life and Harris Interactive, is a little on the scary side. Not that we don't have enough to be

Group long-term disability insurance is a critically important part of any employee benefits package considering that disabilities occur more often than people realize, and can last for years, according to Barry Petruzzi, second vice president, group life and disability for Guardian Life insurance Co.of America.

Americans favor