The former South Carolina governor, who's now vying to be president, has become well known as one of the ACA's loudest critics, and is making her views known on abortion, vaccine mandates and other health care topics.

With benefits slated as the second largest people expense for businesses, next to payroll, and health care costs across the nation estimated to escalate as much as 7%, here are 3 cost-saving solutions for the new year.

Six months after Dry January, participants drank alcohol on average one fewer day per week.

HSAs have become one of the most popular tools to manage health care and retirement spending but its evolution to becoming a popular benefit offering has been decades in the making.