"One of the most significant communication pitfalls is the disconnect that occurs between what HR assumes employees know about their benefit options and what they actually know, says Jocelyn Meyers.

Employees who consider their student loan debt to be a "heavy burden" are 2.4 times more likely to be in the process of leaving their organization.

The ERISA Industry Committee, which represents the largest employers in the U.S., is calling on Congress to re-examine the premiums paid by companies that sponsor DB plans after recent federal pension bailouts.

Congress is considering legislation that would equalize payments for certain services regardless of where they are provided, but for now, patients need to have doctors send the order to a commercial lab like Labcorp or Quest.