The U.S. health care system is not meeting people's needs, says the American Academy of Physician Associates: 56% of patients said they wait over a week to get an appointment, while 49% say providers don't always listen to them.

Employers should provide in-person group education meetings, as well as access to financial consultants and advisors to help employees make informed personal financial decisions, recommends a new survey.

Managers have a critical, and challenging, role to play in ensuring the various immediate, and ambiguous, needs of employees are being met.