"Doubling down on these benefits during an economic downturn is one of the best things you can do for your business," says Tate Hackert, co-ounder and president of ZayZoon.

In terms of the illegal act exclusions, it is vital that plan administrators use their discretionary authority to regularly assess the applicability of these exclusions.

The consensus among experts was that it will take at least another year to see where the ruling stands, as likely appeals play out.

From his childhood days consolidating paper routes in his neighborhood to his current role as a leading benefits innovator, Dan LaBroad has always wanted to run the show.