Closely look at what else you can offer to these employees -- where else can you do better to support them?

"Now, the Treasury Department is finalizing that fix so that the law works the way Congress intended and the cost of coverage comes down for families all over the country," President Joe Biden says in statement.

If finalized, gig companies such as Uber and Lyft will need to clarify when workers should be classified as independent contractors who are in business for themselves or employees who are entitled to benefits.

Isn't it time for Congress to update the HSA rules to allow more people to establish this employer-sponsored account to help pay for their deductibles and out-of-pocket expenses?