Regulation of prices for payers (setting or capping prices) could reduce hospital spending by $61.9 billion to $236.6 billion per year.

Here are four pillars that should guide every leader in 2021 as they seek to create clarity and alignment for their employees.

Sponsors' plan priorities have shifted as a result of the pandemic.

Defined contribution-focused advisors can productively heighten sponsor-clients' attention on the big-picture plan issues, no matter what else the year brings.