More than half of respondents in a TIAA survey can't tell the differences between IRAs.

Employers with dedicated benefits staff and sizable budgets can afford to hire outside advisers to help deal with the challenges associated with unbundled 401(k) plans, but for small to mid-sized companies, it's harder.

Working parents would rather have a schedule that allows them to spend more time at home, cultivating a work-life balance, over a higher salary.

Increased longevity is changing the social and economic pressure many in the workforce feel. I like to refer to this issue as the sandwich and the barbell because they are two aspects of longevity, putting pressure on both employees and employers.