Let's consider how inequality affects the funding of our collective retirements in the United States of America. For example, Fortune 500 CEOs have $3.2 billion in special tax-deferred compensation accounts that are exempt from the annual contribution limits imposed on ordinary 401(k)s.

Retirement saving is easier when you're one of these CEOs--though some of their companies have cut retirement benefits for new employees.

According to the 2015 Mid-Year Economic Report, published by the National Small Business Association (NSBA), small businesses have a less positive outlook on the overall economy than they did six months ago, despite the fact that the economy, overall, remains strong. "Small businesses continue to struggle with hiring and garnering...

Your 401(k) plan may be out of date--what was best practice has changed, and the very design of your plan may be old.