According to a recent survey conducted by the Employee Benefit Research Institute (www.ebri.org), a private, nonpartisan, nonprofit research institute that focuses on health, savings, retirement, and economic security issues, the importance of benefits as criteria in choosing jobs remains high among American workers.

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Out-of-pocket costs for patients rose 11 percent last year, according to a TransUnion Healthcare report.

While data behemoths Google, Apple and Amazon are driving much of the innovation, private companies are also making significant contributions.