The Patient Protection and Affordable Care Act introduced medical loss ratio rules into the U.S. health care system with the underlying intent to cap profitsand subsequently costsby requiring each carrier to have a medical loss ratio of 80 percent for most small employer and individual group policies, and 85 percent...

The Patient Protection and Affordable Care Act's rules regulating carriers may have not have benefited the health insurance industry but theyve yielded nearly $3 billion in savings to consumers in the last two years, the Obama administration said.

Weve all read and heard how the Patient Protection and Affordable Care Act is creating more opportunity for voluntary sales.