President Barack Obama said neither he nor members of his administration anticipated the magnitude of the flaws that hobbled the startup of the federal health-care website.

Although millions of Americans use some form of corrective lenses to see, when employers break out their vision plans as an ancillary benefit, the rates at which employees sign up for and use the plans drops dramatically.

Sometimes we lose perspective in the health care debate, so maybe it would help to look at how other countries have addressed health care delivery and funding.

Switzerland is a prime example of a system very similar to that being implemented through the Patient Protection and Affordable Care Actand the elements that differentiate the Swiss system from PPACA might point to where were headed.