I spent a recent weekend on vacation in Boston, enjoying holiday time with my parents, who spend a great deal of their retirement there.

As the sands of time slowly dissolve into the bottomless pit of eternitys hourglass, it helps to use important mileposts like the advent of a new year to measure how far weve moved since the last milepost.

A couple of months back, President Obama was apologizing for the PPACA debacle and mentioned consumers need for benefits professionals to help them understand the complexities of purchasing the right health plan.

It started off like every other piece of bad news to hit the wires over the last few months: the online marketplace for small businesses would be delayed another year.