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While 401(k) participants haven't stopped contributing to their retirement accounts, the average rate of savings has declined by 1.6 percentage points, according to research from MassMutual. Older participants have made bigger cuts than their

Of workers surveyed, 39 percent described their workplace as "somewhat worried"; 16 percent described it as "panicky." For 23 percent of workers, their work atmosphere is "business as usual." Nearly

Employers looking to cut costs and increase productivity can take advantage of a payroll time-saver, Employee Self Service. The feature from Perquest Inc. allows employees to check personal payroll information without having to go through human

Maybe I'm suffering from a genuine bout of bailout burnout. Or outrage exhaustion. Or maybe I've just got too much real, day-to-day stuff vying for my attention to keep getting worked up into a frenzy every time the media "breaks

For many health insurance advisors, the world of limited-benefit health plans is considered foreign territory. Questions about administration, implementation and return-on-investment are common. Many advisors find themselves asking "is

Tom Cremona has been appointed vice president of client relationship management at MassMutual's Retirement Services Division.

Some states have turned to minimum loss ratios as a way to lower health insurance premiums, according to NAHU, however, they may not be the most effective way to lower the cost of health coverage. "The loss ratio refers to the percentage of