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When it comes to compensating and rewarding employees, more companies are going less traditional.

They say insurance is the one career no one really plans to follow.

Since its inception in 2003, health savings accounts have grown at a phenomenal rate. Today, there are more than 10 million accounts nationwide, a figure thats expected to increase significantly in the next few years.

With little motivation for todays brokers to stay in the game, what will drive a new wave of young professionals into the industry?

Over the past year there has been a lot of buzz about the term medical tourism. With health care costs continually rising, the attractiveness of providing medical care at up to 90 percent savings is pretty hard to ignore.

Times are tough, and over the last couple of years Americans have decided to forego health care expenses in lieu of basic expenses and the costs to economically survive.

The Professional Health Insurance Advisors Task Force at the National Association of Insurance Commissioners (NAIC) has endorsed H.R. 1206, a U.S. House bill that calls for removing agent commissions from medical loss ratio (MLR) calculations.

As most of you already know, 2010 was a banner year for the Department of Labor. In quick succession, the DOL issued three major pieces of guidance related to retirement plans.