According to two HR leaders at remote-first companies, capturing that ROI takes the right culture, leadership support and an HR function willing to be bold, agile and creative.

Here are five tips advisors and employers can use to empower employees to confidently seek preventative health care services.

Currently, the U.S. health care system has high rates of health spending and poor health outcomes, relative to other countries.

"The HSA market is a function of new employment, job growth, people being able to move between jobs," Scott Cutler, the chief executive officer of HealthEquity.