It's past time to make this shift. Employers and employees just need the right tools to do it.

Workers are feeling more optimistic about their retirement prospects and more confident they can achieve their retirement goals, according to a new Charles Schwab study.

Inflation was higher wage growth for postal workers (minus 13%) marketers (minus 8%), real estate agents (minus 7%), accountants (minus 6%) and Insurance agents (minus 6%).

Americans are hoping to feel relief from high medical costs, but also want the benefits that improving health technologies afford.