The survey conducted by Harris Interactive on behalf of Unum showed in 2008, 39 percent of workers gave their benefits education positive ratings. In 2009, that number dropped to 29 percent.

Employees shared what they thought were the top advantages of voluntary products.

HHS Secretary Kathleen Sebelius announced this week that $51 million in grant money through the Affordable Care Act is now available to states to strengthen oversight of insurance premiums and rate hikes.

More than one-third of long-term care insurance buyers pay less than $1,499 per year for coverage.