57 percent of surveyed employers are increasing their focus on employee engagement as a metric of reward program success. Over half of employers are increasing their focus on holistic compensation for employees. 60 percent are turning

Group long-term disability insurance is a critically important part of any employee benefits package considering that disabilities occur more often than people realize, and can last for years, according to Barry Petruzzi, second vice president, group life and disability for Guardian Life insurance Co.of America.

Brokers also stand to benefit from technology on a number of fronts.