With 19 states now offering state programs after three states passed legislation this year, these retirement programs are bridging the gap for many small businesses struggling to afford the administrative burdens.

"The global job market is always evolving, so staying abreast of the latest trends is crucial for both employers and job seekers," says Manuel Lievano.

Name recognition can be a powerful asset in sales, so when you're visible by speaking, writing articles and sharing them with your connections, you gradually become the "go to" for benefit plans and retirement planning.

At the same time, employees are putting more focus on their personal health than ever before. So, an uptick in personal training classes makes sense, too.