After narrowing in the 1960s, the racial gap in health care is now trending in the wrong direction.

Biometric screenings can provide advance warning against diabetes, high blood pressure, heart disease and more.

While employers may want to communicate benefits information more effectively, this is just one of many tasks falling upon frequently understaffed human resources departments. As a result, many companies condense their benefit communication efforts into the open enrollment period rather than spreading communications throughout the year.

By making ACA products more attractive to younger Americans, exchanges could create larger insurance pools, a researcher says.