In a letter to the DOL last week, Sens. Elizabeth Warren, D-Mass. and Tina Smith, D-Minn., also cited Credit Suisse's 2014 conviction.

Complex and extensive, the FISMA cybersecurity requirements government agencies must implement total over 60 pages of metrics.

In this candidate-driven market, an employer's willingness to accommodate each person's unique situation puts them in a solid position.

By agreeing to serve as a fiduciary, a PBM can commit to putting the employer's best interests ahead of the PBM's profits.