Taking the time and effort to choose the 'right' PEP option is a WIN-WIN for the adopting employer, their advisor, and plan participants.

Some expect TICRA to have an impact on our industry similar to that of the ACA, and I tend to agree! Before we started discussing a 3-month plan that will help brokerages shine, it's important to share some history and highlights about the TICRA.

Lawyers say that any type of business that collects customer or employee data should consider buying this insurance.

Captive programs enable employers to combine employees claims experience with other like-minded businesses to control medical insurance costs.