"We now focus more on value-based purchasing and shop online more than ever. Health care has been affected by a similar trend," according to a new white paper from DataPath.

In a year with some tough renewals, you can't panic or else your clients will too, which can lead to bad or hasty decisions being made.

Taking the time to review the different types of accounts available and determine which ones make the most sense for your company and your employees will pay off come open enrollment season.

Employees want clarity and ease of access to the available providers and digital health benefits.