Thought Leadership

U.S. supplemental health product sales exceeded $2 billion in early 2024. Now with innovative coverage features and services, brokers have new ways of meeting client needs.

With 80% of insurance companies using or planning to use AI in the next year, carriers and brokers must harness the technology's potential while ensuring appropriate governance.

With one in three Canadians employed by multinational companies, translating employee benefits to fit the market’s needs and expectations is key. U.S. brokers need to partner with local brokers and third-party administrators to ensure cross-border success.

ICHRA adoption continued to grow in 2024, including an 84% increase among companies with 50 or more employees. By tapping into four key trends for 2025, benefits consultants and advisors can help their clients better optimize ICHRA as a solution.

While the individual coverage health reimbursement arrangement (ICHRA) is emerging as a viable solution for navigating escalating health care costs, benefits advisors are still exploring the best ways to articulate their value.

U.S. workers who rate their mental wellbeing as fair or poor report four times more unplanned absences Employers using EAPs, however, can improve collaboration, reduce absenteeism and increase workplace wellbeing.