Americans would like to save for retirement, but bills keep getting in the way. In fact, Americans are having such a tough time saving for their post-work years, they regard Social Security as critical.

Those are some of the results from BlackRock’s Global Investor Pulse Survey, which also found the less-than-cheery news that fewer than half of boomers (just 45 percent) are confident about their financial future and, worse, only about one in four Americans thinks the economy and job market are improving.

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