(Editor's note: This blog – with its tongue-in-cheek headline – has been republished here with permission from Zane Benefits. This is part two. You can check out part one here and you can read the original, in its entirety, here.)

It's temporary—You lose your health insurance if you or your loved one gets sick.

It's overpriced—You pay $4,000 to $12,000 more than individual health insurance for the same coverage.

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